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  Why Insurance?
The cost of being sick around the world..

Travel is expensive, especially tours and cruises. Once you.ve paid your deposit or full payment, what will happen if you or someone in your immediate family unexpectedly becomes ill, injured or dies and you can no longer take or continue your trip? What if your tour operator, airline or cruise line defaults or declares bankruptcy?

A cancellation or interruption of your trip can cause you to lose some or all of your prepaid trip expenses.

Travel insurance can provide protection of your covered trip cost when you, an immediate family member or traveling companion cancel or interrupt a trip for covered reasons.

An early interruption of your trip can cause you to lose more than your trip cost, due to the additional last minute ticket purchase to return home early. If you.ve insured your full trip costs that are subject to cancellation penalties or restrictions.

A lengthy trip delay can cause you unexpected food and lodging expenses. You can't afford to travel without it!

There are many reasons that you should be considering the purchase of travel insurance for your upcoming vacation or business trip.

Medical Emergency

Hospital bills can easily add up to $5,000 per day. Your provincial health plan covers only a small part of the charges that are generally incurred with a visit to a hospital.

Trip Cancellation or Interruption

In the event that you must cancel or shorten your trip unexpectedly, this will reimburse the cost of your travel arrangements.

Lost or Stolen Baggage

Baggage insurance coverage can protect you from this common problem.

Rental Car Collision or Damage

Our insurance covers accidents, theft and vandalism at significantly lower rates than those typically offered by rental companies.

Discuss with our Travel Consultants the various travel insurance programs. It will provide protection in the event of trip cancelation, personal injury or damage, or visit RBC Insurance website, it will help you make a decision regarding travel insurance.

  • It's 10 p.m. and your family arrives at the airport for a connecting flight, only to find that your flight has been cancelled. How do you get your family home?

  • Your traveling companion's bag was lost with his insulin inside. He needs help to locate his bag as soon as possible and to get his emergency prescription filled. Who do you call?

  • Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?

  • Your spouse is involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?

  • If your sister-in-law becomes seriously ill and you choose to cancel your trip, what happens to your non-refundable deposits or pre-payments?

  • You arrive in Jamaica and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?

  • Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?

  • You're walking down a street in Rio and twist your ankle. Who can help you find an English-speaking physician?

  • You are at a beach resort in the Caribbean, and you are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation?

RBC Insurance

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